When it comes time to buy auto insurance, not all companies or policies are the same. Yes, it's possible to just pick out a policy yourself online without talking to anyone, but just because it's easy doesn't mean it's the best choice. It's still possible today to seek out auto insurance from an agent like Hayes McDowell Insurance Agent. Here's why this might be the right choice for you.
Quick Response From Someone Who Cares
When you pick up an online policy without talking to anyone, you essentially become an ID number. Any issues that arise during your time with the policy will only be dealt with in the order the claim or complaint is received. You can try calling a general phone number, but you'll likely be put on hold there as well.
When you buy insurance from a car insurance agent, you will be getting a personal touch. If you have any questions about the policy in the future or need to make a claim, you will likely have direct contact information available that will put you right through to your agent. Given that the aftermath of a car accident can be a stressful time, it can be quite helpful to have someone who you know genuinely cares as you try to move forward with the situation.
Everything You Need and Nothing You Don't
When you try and buy an auto insurance policy on your own, you will be left reading the fine print underneath each checkbox to try and figure out if a certain type of coverage is worth having or if it's a waste of money. When you deal with an actual agent in the flesh, he or she will be able to assess your needs and come up with a custom policy that has everything you need and nothing that you don't. Any confusing legal terms will be explained, and you can start your new policy feeling confident it is the right one for you.
Someone Who Knows Your Town
It can also be quite helpful to have an agent when it comes time to explain an accident or get your car repaired. A good insurance agent will know the ins and out of the local roadways so you'll be able to explain what happened with ease. He or she can also likely refer you to the best auto repair or collision center in town thanks to personal experience instead of just giving you the name of the first place on a spreadsheet.
If you are looking for auto insurance, reach out to a local insurance agent today.